Next Gen Spend Without Hi-Tech Spend

If you want to allocate money to someone, like a gift card without spending the money for a smartphone with an app to transfer the money? What gave me the idea, in part, was the post office and printing out bar code stamps. There are several approaches that include protection against fraud exist.

1) Print out a QR/UPC bar code sticker label which contains information such as monetary allocation plus identification which can match the person’s drivers license, have a brief expiration for the label and the person can go and print out a new label when it expires e.g. a day or week, etc. from an intermediary source or financial instirution.

2) Silicone braclet contains smartcard chip. The braclet comes in colors the intemediaary and/or financial indtitution issue. Braclet interacts with issued short range RF wrist band to indicate identity and help protect against fraud.

Just a thought, give a silicone braclet for the holidays?

Expand this to loyalty programs as well.  There was a gimmick a few years ago with a new shape in credit cards by Discover Card services, however, this was too big and bulky, and shaped oddly, not convenient to attach to a keychain.  It did not catch on, and that before the Smartphone craze, so this avenue wasn’t pursued.  It has merit, because children love the band brackets, so they can get a specific allocation on the card to limit spending.  The wristbands are a great stylistic component which will be popular with a large consumer, Women.

FCC Radiation Regulation for Mobile Devices & Form Factor to Shape Next Niche

The writing is already on the wall folks with three articles, one by CNN, FCC asked to consider raising limit on cell phone radiation, the other article, or more pictorial view of the mobile devices, between Apple and Samsung, in an article picture by the New York Times, and the Nokia Flex Phone.

First, phone manufacturers, start your engines, its a whole new ball game with respect to design and form factor thanks to the boys and girls of Finland.

Second, all manufacturing of phone accessories may profit off of this regulation, if it will be passed in the U.S., Manufacturing accessories to compensate for the existing phones, as well as new technologies developed.  Lots of money for the Krill.

Thirdly, all the apps that go with Nokia’s start of ‘brilliance’, hedged by Apple’s Retina display technology.  Read between the lines boys…and girls.

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